How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
Our friendly team is here to simplify your qualification process, uncover the best financing options, and champion your journey to homeownership—whether you're a first-time buyer or seasoned investor.
Licensed in the following states: Florida
NMLS ID #1913721 | 239-737-9071 | william.matthews@my.morty.com
Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.
Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford.
So, how long does it take to close on a house? This article goes over how long it takes to get pre-approved, find a home and close on a house. The underwriting process you undertake before closing is an important step!
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
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“I never thought I’d be able to buy a home with my credit score, but William saw potential where others didn’t. He guided me through every step, found the right financing options, and never let me feel discouraged. I’m so happy with my new house in Tampa—and it still feels surreal. William at Prosper Loans made the impossible possible!”
“The kids were excited to get a pool, but I wasn't sure how to make that happen financially. William, the loan officer at Prosper was highly recommended by my brother-in-law, and he was able to help me acquire a HELOC at an unbelievable rate. His experience in real estate and finance was obvious from the first conversation. I closed in less than three weeks and we had our pool and great outdoor BBQ area installed by summer!”
“With twins on the way, I needed a bigger home, but there wasn't enough time to sell our house first. The Prosper Loans officer understood the urgency and found a program that let me buy before selling. Their guidance made a stressful situation feel manageable. We moved-in just in time, and I’ll always be grateful to have begun our family with the least amount of stress possible.”
“As a first-time investor, I was nervous about jumping into short-term rentals. William identified the best type of loan and even helped me evaluate different investment markets. He walked me through the entire process with confidence and his insights were spot-on. I've had my vacation rental for 11 months now and it's thriving. He's highly recommended.”
“Yo soñaba con comprar mi propia casa en este país, pero descubrí que finalmente podía hacerlo cuando conocí al grupo de Prosper Loans. Ellos me ayudaron a elevar el crédito en solo tres meses y identificaron un programa financiero que hizo este sueño realidad. Fueron muy profesionales y pacientes. No he conocido a un equipo tan bueno como el de Prosper Loans. Dentro de un año quisiera comprar una propiedad de inversión y los estaré llamando.”
“I’d been wanting to move closer to downtown for years, but I honestly didn’t think I’d qualify for anything in the area. William had me prequalified in one day and closing within a month of finding my dream home. He found a program that fit my situation perfectly, walked me through every step, and kept me focused when I started to doubt myself. Now my commute is just 10 minutes from work, from the beach, and from downtown. He's just so good at what he does. William at Prosper Loans is literally #1 as a loan officer!”